V12 Finance Step 1 | Add your items to the basket Add items to the value of £400 or more to access the V12 finance option Step 2 | Select the V12 payment option Watersports Warehouse and V12 offers you 6 finance options, from 6 months at 0% to 36 months at 9.9% Step 3 | Fill out the V12 Forms Once you have filled in the forms you will get an instant online decision. Step 4 | Job done! sit back and relax Sit back and wait for your purchase to arrive. V12 finance products are available to you at the checkout with orders over £400. Just click on the V12 Payment option in the basket. We offer 6 V12 products, from 6 months Interest Free payment to the 36 months 9.9% APR representetive payment option. Triathlon Store is not the lender in the transaction. V12 Retail Finance is a UK specialist Retail Finance provider. Based in Cardiff, V12 has been offering Retail, Point of Sale and Interest Free Finance and for over 20 years, specialising in Online Finance for the past 10 years, through our long-term dedicated funding lines. A little bit of history about V12 Retail Finance V12 Retail Finance Limited is wholly owned by Secure Trust Bank PLC. We arrange and administer retail finance loans on behalf of Secure Trust Bank PLC, who is the lender. Secure Trust Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. V12 have pioneered multichannel accessibility and functionality in the Retail Finance sector through its online software system. We are proud of our innovative approach, which has seen V12 forge long-lasting, mutually profitable relationships with our retail partners. In 1995, V12 was the first lender to launch into the Healthcare sector with specialist Dental Finance. We were the first to offer a multi-spend interest free finance agreement, the first to develop real-time credit application processing, and in 2006 the first to develop a specialist credit application system for Mail Order sales. In 2012 we launched our eSignature system that allows customers to confirm they’ve signed a credit agreement electronically – another simple and effective solution from V12.